Overview

Ultraner is a global payment network connecting Africa to the world. One API covers mobile money across 12+ African countries, card payments via Stripe, PayPal for international payers, and bank rails — all settling into a single Ultraner wallet in the recipient's local currency.

All requests go to https://api.ultraner.com with your API key in the X-API-Key header. Responses are always JSON.

API routes

Country routing

The API version selects the gateway. Within a version, Ultraner auto-routes to the correct country configuration based on the phone number prefix in your request.

# Tanzania (prefix 255) — routed to AzamPay TZ config
POST https://api.ultraner.com/v1/payments/express/mno
{ "account_number": "255712345678", "provider": "Airtel", "amount": 50000 }

# Rwanda (prefix 250) — same endpoint, routed to AzamPay RW config
{ "account_number": "250781234567", "provider": "MTN", "amount": 20000 }

# International payer → African recipient via PayPal
POST https://api.ultraner.com/paypal/orders
{ "token": "pl_live_xxxx", "currency": "USD" }

# International payer → African recipient via Stripe card
POST https://api.ultraner.com/stripe/sessions
{ "token": "pl_live_xxxx" }