Mobile money network
MTN MoMo
Live in 7 marketsYes. Ultraner accepts MTN MoMo payments in Benin, Cameroon, Ivory Coast, Republic of Congo, Rwanda, Uganda and Zambia, settling in RWF, UGX, XAF, XOF and ZMW.
7
live markets
5
settlement currencies: RWF, UGX, XAF, XOF, ZMW
MTN
provider code sent to the API
Where MTN MoMo works
| Market | Currency | Status |
|---|---|---|
| Benin | XOF | Live |
| Cameroon | XAF | Live |
| Ivory Coast | XOF | Live |
| Republic of Congo | XAF | Live |
| Rwanda | RWF | Live |
| Uganda | UGX | Live |
| Zambia | ZMW | Live |
| Eswatini | SZL | Not yet |
| Ghana | GHS | Not yet |
| Guinea | GNF | Not yet |
| Nigeria | NGN | Not yet |
| South Africa | ZAR | Not yet |
| South Sudan | SSP | Not yet |
MTN MoMo also operates in Eswatini, Ghana, Guinea, Nigeria, South Africa and South Sudan, which Ultraner has not launched mobile money in yet. Card and PayPal work in those markets today.
What you can do with MTN MoMo
Collect payments
Charge a MTN MoMo wallet in Benin, Cameroon, Ivory Coast, Republic of Congo, Rwanda, Uganda and Zambia through the hosted checkout or the API. The payer confirms on their handset and you are credited in RWF, UGX, XAF, XOF and ZMW.
Pay out to a wallet
Not on MTN MoMo yet. Disbursement is live in Tanzania and the rest are in progress.
Settle to your bank
Whatever you collect on MTN MoMo settles to your own bank account by wire, in any country in the world. This is not limited by market and never has been, unlike disbursement above.
Integrating MTN MoMo
There is no MTN MoMo-specific integration. One API covers every network, and the provider code selects the rail.
curl https://api.ultraner.com/v1/payments/express/mno \
-H "X-API-Key: $ULTRANER_API_KEY" \
-H "Idempotency-Key: $(uuidgen)" \
-d provider="MTN" \
-d account_number="22900000000" \
-d currency="XOF" \
-d amount=1000Amounts in RWF, UGX, XAF, XOF and ZMW are whole units, not cents. The payment completes asynchronously: listen for the webhook rather than blocking on the response.
Full API referenceCommon questions
Can I accept MTN MoMo payments with Ultraner?
Yes. Ultraner accepts MTN MoMo payments in Benin, Cameroon, Ivory Coast, Republic of Congo, Rwanda, Uganda and Zambia, settling in RWF, UGX, XAF, XOF and ZMW.
Which countries does MTN MoMo work in?
Through Ultraner, MTN MoMo is live in Benin, Cameroon, Ivory Coast, Republic of Congo, Rwanda, Uganda and Zambia. It also operates in Eswatini, Ghana, Guinea, Nigeria, South Africa and South Sudan, which are not live yet.
What currency do MTN MoMo payments settle in?
RWF, UGX, XAF, XOF and ZMW. A customer paying from abroad is charged in their own currency and converted, so you are credited in the local one.
Is there a MTN MoMo API?
Yes. One Ultraner REST API covers every network, so MTN MoMo needs no separate integration: send the provider code "MTN" with the payer's phone number. The reference is at ultraner.com/docs.
Can I pay out to MTN MoMo accounts?
Not to a MTN MoMo wallet yet. MTN MoMo collects today, and mobile money disbursement is live in Tanzania with the rest in progress. This does not affect getting paid: settling your balance to your own bank account by wire works in every country in the world, including here.
Networks in the same markets
Start accepting MTN MoMo
One integration covers MTN MoMo and every other network Ultraner connects. Test in the sandbox before you go live.