๐ฟ๐ฒ Zambia
Accept payments in Zambia
Take MTN MoMo, Airtel Money and Zamtel Kwacha through one checkout and one API. Settle in ZMW, pay out to any Zambia mobile money account, and charge international customers by card or PayPal on the same link.
Mobile money networks in Zambia

MTN MoMo
Live - ZMW

Airtel Money
Live - ZMW

Zamtel Kwacha
Live - ZMW
Settle in ZMW
Every payment lands in your Ultraner wallet in ZMW, whatever currency the customer paid in.
Paid from anywhere
Someone in another country pays in their own currency, on their own network. You are still credited in ZMW.
One integration
The same API and checkout covers every country and network, so a new market needs no new code.
Also searched as
The same thing, in the languages Zambia does business in.
Bemba
ukulipila pa foni - ukupokelela indalama
Common questions
- Can I accept mobile money payments in Zambia?
- Yes. Ultraner accepts MTN MoMo, Airtel Money and Zamtel Kwacha in Zambia through one checkout and one API, settling in ZMW.
- Which mobile money networks work in Zambia?
- MTN MoMo, Airtel Money and Zamtel Kwacha. 3 networks in total, all behind a single Ultraner integration.
- What currency do payments settle in for Zambia?
- ZMW. A customer paying from another country is charged in their own currency and converted, so you are always credited in ZMW.
- How do I get my money out in Zambia?
- Settle your balance to your own bank account by wire. That works in every country in the world, in ZMW or whichever currency your bank holds, and is not limited by which markets you collect in. Disbursement straight to a mobile money wallet follows as each market's payout rail is verified.
- Is there a payment API for Zambia?
- Yes. One REST API covers every country and network Ultraner supports, so adding Zambia needs no new integration. The documentation is at ultraner.com/docs.
- Can I pay out to Zambia mobile money accounts?
- Not yet. Zambia collects today, and its disbursement rail is being brought up now, verified against the gateway's live API before it is switched on. Disbursement is live in Tanzania so far. Settling your balance to your own bank account by wire already works here, as it does everywhere.
Other markets
๐ง๐ฏ Benin๐จ๐ฒ Cameroon๐จ๐ฉ DR Congo๐ฌ๐ฆ Gabon๐จ๐ฎ Ivory Coast๐ฐ๐ช Kenya๐ฒ๐ฟ Mozambique๐จ๐ฌ Republic of Congo๐ท๐ผ Rwanda๐ธ๐ณ Senegal๐ธ๐ฑ Sierra Leone๐น๐ฟ Tanzania๐บ๐ฌ Uganda๐ง๐ซ Burkina Faso๐ง๐ฎ Burundi๐น๐ฉ Chad๐ช๐ฌ Egypt๐ธ๐ฟ Eswatini๐ช๐น Ethiopia๐ฌ๐ญ Ghana๐ฌ๐ณ Guinea๐ฑ๐ธ Lesotho๐ฒ๐ผ Malawi๐ฒ๐ฑ Mali๐ฒ๐ฆ Morocco๐ณ๐ช Niger๐ณ๐ฌ Nigeria๐ฟ๐ฆ South Africa๐ธ๐ธ South Sudan๐น๐ฌ Togo๐น๐ณ Tunisia๐ฟ๐ผ Zimbabwe