Reach · For businesses anywhere
Get paid by African customers. From wherever you are.
Most of your customers in Africa pay from a phone, not a card. Ultraner lets them pay the way they already do, in 14 markets, and settles the money to your bank account in any country.
- 14
- live markets
- 18
- mobile money brands
- 40
- network connections
- 10
- local currencies
How a payer pays
Three ways in, one checkout.
Mobile money
18 wallet brands across 14 markets. The payer approves a prompt on their phone with their PIN.
Cards, through Stripe
Visa, Mastercard, American Express and the wallets Stripe offers, for diaspora buyers, travellers and businesses.
PayPal
Accepted on the same checkout, for payers who keep their money there.
Coverage, live today
Every market, every wallet.
Getting started
No African entity required.
- 01
Open an account where you are
You do not need an African company or an African bank account. We verify your business, then you are live in every market at once.
- 02
Show one checkout
A payment link, a hosted checkout or the API. The payer picks their wallet, approves a prompt on their phone, and pays in their own currency.
- 03
Settle to your bank
Collected funds sit in your balance in the currency they were paid in, and settle to your own bank account, in any country.
Settlement works worldwide. Your balance settles to your own bank account, in any country. Rates are published on /fx, and every fee is on the pricing page.
Questions
Do I need a company in Africa?
No. Ultraner holds the connection to each payment network; you hold an Ultraner account. We verify your business before it goes live, wherever it is registered.
Can a customer outside Africa pay me with mobile money?
Only if they hold a wallet from a live market. Mobile money is domestic: a Kenyan M-Pesa wallet belongs to Kenya, wherever its owner happens to be. Everyone else pays by card through Stripe, or with PayPal.
Where does the money land?
In your Ultraner balance, in the currency the payer used. From there it settles to your own bank account, in any country, at a published rate.
What does it cost?
Every fee is shown before you commit and listed on the pricing page, per market and per method.
Start today
Your next customer is already holding the phone they will pay with.
Create an account, take a test payment in the sandbox, and go live once your business is verified. Read the docs first if you prefer.