Mobile money network
Zamtel Kwacha
Live in 1 marketYes. Ultraner accepts Zamtel Kwacha payments in Zambia, settling in ZMW.
1
live market
1
settlement currency: ZMW
Zamtel
provider code sent to the API
Where Zamtel Kwacha works
| Market | Currency | Status |
|---|---|---|
| Zambia | ZMW | Live |
What you can do with Zamtel Kwacha
Collect payments
Charge a Zamtel Kwacha wallet in Zambia through the hosted checkout or the API. The payer confirms on their handset and you are credited in ZMW.
Pay out to a wallet
Not on Zamtel Kwacha yet. Disbursement is live in Tanzania and the rest are in progress.
Settle to your bank
Whatever you collect on Zamtel Kwacha settles to your own bank account by wire, in any country in the world. This is not limited by market and never has been, unlike disbursement above.
Integrating Zamtel Kwacha
There is no Zamtel Kwacha-specific integration. One API covers every network, and the provider code selects the rail.
curl https://api.ultraner.com/v1/payments/express/mno \
-H "X-API-Key: $ULTRANER_API_KEY" \
-H "Idempotency-Key: $(uuidgen)" \
-d provider="Zamtel" \
-d account_number="260000000000" \
-d currency="ZMW" \
-d amount=1000Amounts in ZMW are whole units, not cents. The payment completes asynchronously: listen for the webhook rather than blocking on the response.
Full API referenceCommon questions
Can I accept Zamtel Kwacha payments with Ultraner?
Yes. Ultraner accepts Zamtel Kwacha payments in Zambia, settling in ZMW.
Which countries does Zamtel Kwacha work in?
Through Ultraner, Zamtel Kwacha is live in Zambia.
What currency do Zamtel Kwacha payments settle in?
ZMW. A customer paying from abroad is charged in their own currency and converted, so you are credited in the local one.
Is there a Zamtel Kwacha API?
Yes. One Ultraner REST API covers every network, so Zamtel Kwacha needs no separate integration: send the provider code "Zamtel" with the payer's phone number. The reference is at ultraner.com/docs.
Can I pay out to Zamtel Kwacha accounts?
Not to a Zamtel Kwacha wallet yet. Zamtel Kwacha collects today, and mobile money disbursement is live in Tanzania with the rest in progress. This does not affect getting paid: settling your balance to your own bank account by wire works in every country in the world, including here.
Networks in the same markets
Start accepting Zamtel Kwacha
One integration covers Zamtel Kwacha and every other network Ultraner connects. Test in the sandbox before you go live.