Simple pricing. No hidden fees.
You don't pay to collect money. Beyond a $60 yearly API subscription, you pay a flat fee only when you send money out.
0%
Collecting payments
No Ultraner fee on collections. The underlying gateway's own processing fee may still apply depending on your settings, you choose who absorbs it, you or your customer, using the fee gross-up option in the API.
3%
Sending money out
A flat 3% Ultraner fee on money leaving, on top of whatever the underlying gateway itself charges. This is the one place Ultraner charges directly, the same regardless of size.
Into someone else's wallet
Paying a seller, a supplier or staff on mobile money. Live in Tanzania and opening market by market. 3%.
Into your own bank account
Settling your balance to your own bank account, in any country. Works from anywhere, in any country. 3% into a United States account. 4% anywhere else: the same 3%, plus 1% for the international transfer. Ultraner banks in the US, so any other country is money crossing a border. You see both figures separately on the quote before you confirm, in the currency the money will arrive in.
$60 / year
API subscription
Per business, per year. One subscription covers live API access in all 14 live markets: live API keys, live webhooks and analytics. Building and testing in the sandbox is free, and payment links and invoices made in the dashboard work without it. This is the list price; the price for your country is shown before you pay.
Wallet to wallet transfers
Instant. Free. Zero Ultraner fees. Cross-currency transfers convert at Ultraner's live rate, which includes our FX spread, and the rate applied is shown on the transfer's own FX page.
Currency conversion
Every FX conversion uses a transparent rate you can check yourself, live at ultraner.com/fx, and per transaction at ultraner.com/fx/{transactionId}.
Questions
How do fees work?
Collections are free from Ultraner's side. Money leaving carries a flat 3% Ultraner fee plus the underlying gateway's own charge, whether it goes into someone else's mobile money wallet (live in Tanzania) or into your own bank account (anywhere). Settling out of the United States adds 1% for the international transfer, so 4% in total. Separately, live API access is a $60 yearly subscription per business, with no setup fee.
Why does the fee look large on very small payments?
A flat percentage fee is proportionally larger on a small payout than a large one. We'd rather state that plainly than hide it, since it's true of most flat-fee models.