You don't pay to collect money. You pay a flat fee only when you send money out.
0%
No Ultraner fee on collections. The underlying gateway's own processing fee may still apply depending on your settings, you choose who absorbs it, you or your customer, using the fee gross-up option in the API.
3%
A flat 3% Ultraner fee on disbursements and payouts, on top of whatever the underlying gateway itself charges. This is the one place Ultraner charges directly, the same on every payout regardless of size.
Instant. Free. Zero Ultraner fees. Cross-currency transfers use Ultraner's plain mid FX rate with no markup, the only rail Ultraner earns no FX margin on.
Every FX conversion uses a transparent rate you can check yourself, live at ultraner.com/fx, and per transaction at ultraner.com/fx/{transactionId}.
How do fees work?
Collections are free from Ultraner's side. Payouts carry a flat 3% Ultraner fee plus the underlying gateway's own charge.
Why does the fee look large on very small payments?
A flat percentage fee is proportionally larger on a small payout than a large one. We'd rather state that plainly than hide it, since it's true of most flat-fee models.