One account. Every way money moves.

Instant settlement, money to your account today instead of on the normal schedule.

Invoices with automatic reminders, late fees, partial payments and statements.

Checkout on your own domain, with your logo, your colours and your receipts.

Payments, fees and payouts flowing into QuickBooks, Xero, Zoho Books and Odoo.

A shop for WhatsApp and Instagram sellers: catalogue, cart and checkout in one link.

A point-of-sale app that turns any Android phone into a till.

Fee collection for schools, universities, churches and SACCOs.

Group savings: contributions on a schedule, every movement visible to the group.

One API to sell airtime, data bundles, electricity tokens and bills.

Which network is this number on, and does the registered name match?

KYC for people and KYB for businesses, as an API.

A fraud and trust score API: how risky is this payer, number or account?

Automatic reconciliation of bank statements, wallet statements and orders.

Payment orchestration across your own gateway contracts, with fallback.

The payment simulator, licensed to banks and fintechs for testing.

Wallets with spending limits that let AI agents pay merchants.

Local billing for AI apps: charge African users per month or per use on mobile money.

Analytics that tell a merchant how they compare with similar businesses.

VAT, Tanzania EFD receipts and tax reports per country.

Virtual cards funded from mobile money, for paying global services.

A remittance API for diaspora apps, paying into African mobile wallets.

Working capital for merchants, repaid from future sales.

Buy now, pay later at checkout.

Insurance offered at checkout: device, delivery and travel.

US company formation for African founders, with payments ready on day one.

Market-entry packages: payments set up, local introductions and a compliance checklist.

Done-for-you integration of Ultraner into your product.

Courses and certification for developers and agencies building on Ultraner.