Will they settle on time?

Before one institution extends settlement credit to another, it needs to know how reliably that participant pays. UFD Score answers it the way a FICO score does for a person, with the key factors behind every score.

In development. It runs on the Network sandbox until participants are connected, and scores institutions, not people.

Connect your network UFD on the Network page

What it does

A 300 to 850 credit score for institutions on the Ultraner Network.

Ultraner Financial Data scores how each participant settles, from a credit report of every settlement relationship and a 24-month record of paying on time. It scores institutions, not people.

Five factors

Payment history 35%, amounts owed 30%, length of history 15%, mix 10%, new credit 10%.

A full report

Every settlement relationship and a 24-month payment grid, with key factors and what to do about each.

Disputes

Participants see their own report and can dispute any entry.

Reliability Index

Uptime and completion tracked separately from creditworthiness.

How it works

01
Connect
Every participant is scored automatically.
02
Read your report
In the participant portal, with your peer group named.
03
Check a counterparty
A band or a full report, recorded as an inquiry.

ufd

GET  /network/v1/ufd/score                    your score and key factors
GET  /network/v1/ufd/score/history            how it has moved
GET  /network/v1/ufd/report                   your full credit report
GET  /network/v1/ufd/participants/:id/band    a counterparty's band
POST /network/v1/ufd/disputes                 dispute an entry

Sandbox keys start with uk_test_ and never move real money.

Pricing

What it costs

Your own score

Included

Prices for counterparty reports and data will be published before they are sold.

Built for

Setting settlement limits
Choosing counterparties
Monitoring your own standing

Questions

Does it score people?

No. Phase one scores institutions only. Business and personal scoring would need data protection compliance and a credit bureau licence or partner.

Is it live?

It runs on the Network sandbox until participants are connected.

Bring your network.

Request sandbox access, build against simulated participants, and certify before production.

Connect your network All products