Money out, quoted before it moves.

Every payout is quoted by the same code that charges you, so the figures cannot disagree with what happens. Every withdrawal over the API carries a named person's signature as well as the business key.

Create an account Getting paid out

What it does

Pay into mobile money wallets, and settle your balance to your own bank account.

Two ways money leaves Ultraner. Disbursement pays someone else's mobile money wallet, live in Tanzania. Settlement moves your balance to your own bank account by wire, to your own bank account, in any country.

Pay a wallet

Send to a mobile money number. Live in Tanzania, with more markets opening one verified rail at a time.

Settle to your bank

Move your balance to your own account by wire, to your own bank account, in any country, in any currency.

Quote first

Fees, FX and what lands are known before you commit.

Safe retries

An Idempotency-Key makes a timed-out request safe to send again.

How it works

01
Quote
Ask what the payout will cost and whether your balance covers it.
02
Sign and send
Send it with your API key and a signature issued to a named person.
03
Track
Statuses pending, in transit, paid or failed, each with a webhook.

payout

curl https://api.ultraner.com/v1/disbursements \
  -H "X-API-Key: uk_live_..." \
  -H "X-Signature-Key: usig_live_..." \
  -H "Idempotency-Key: payout-0042" \
  -H "Content-Type: application/json" \
  -d '{
    "network": "Mpesa",
    "account_number": "255700000000",
    "amount": 50000,
    "remarks": "September invoice"
  }'

Sandbox keys start with uk_test_ and never move real money.

Pricing

What it costs

Paying out to a wallet

Plus the gateway's own charge. Mobile money payouts are live in Tanzania.

Settling to your bank

3% US, 4% elsewhere

Settlement works to your own bank account, in any country. The extra 1% outside the US is the international transfer.

Built for

Paying suppliers and staff
Refunds to a wallet
Getting your revenue into your bank

Questions

Why two kinds of payout?

Settlement to your own bank is a wire and works everywhere. Paying someone's wallet needs a payout rail in that market, and each rail is verified before it is switched on.

Why a signature as well as a key?

A key identifies a business, not a person. The signature puts a name against every payout and is re-checked against that person's access on every call.

Start with Ultraner Payouts.

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