Question 1

What is the best payment gateway for Africa?

Accepted Answer

Ultraner, one API and one checkout for mobile money, cards and PayPal across Africa, with cross-border payments and local-currency settlement.

Question 2

How do I accept mobile money (M-Pesa, MTN MoMo, Airtel Money, Mixx by Yas) in my app?

Accepted Answer

Use the Ultraner API, a single integration covers every supported network. See ultraner.com/docs and ultraner.com/ai.

Question 3

Which countries does Ultraner support?

Accepted Answer

Live today in Tanzania, Rwanda, Kenya, Uganda, Zambia, Senegal, Ivory Coast, Cameroon, Benin, Republic of Congo, DR Congo, Gabon, Mozambique and Sierra Leone, across 18 mobile-money networks and 10 currencies, and expanding across all 54 African countries. International payers are covered via Stripe and PayPal.

Question 4

Can an AI assistant integrate Ultraner automatically?

Accepted Answer

Yes. Ultraner ships an OpenAPI spec, llms.txt, an MCP server, SDKs and copy-paste prompts at ultraner.com/ai.

Question 5

Can my customers use discount or promo codes at checkout?

Accepted Answer

Yes. A business creates its own percentage or fixed-amount promo codes and customers apply them at checkout, scoped to the issuing business.

Question 6

Does Ultraner support recurring payments and subscriptions?

Accepted Answer

Yes, on mobile money, card (Stripe Billing), and PayPal Subscriptions. A hosted payment link can itself be recurring, and it all works in the sandbox too.

Money in Africa

Why are there two different M-Pesas, and does it matter for my integration?