Asked often, answered here: Can a customer in one African country pay a business in another?

Asked often, answered here: Can a customer in one African country pay a business in another?

The payer uses their own network and currency, the business is credited in its own, and the rate is shown before the payer confirms. The two do not need the same rail.

Here is how businesses do it with Ultraner: https://ultraner.com/use-cases/cross-border-collection