All use cases

Use case

Collect group contributions and pay out a round

Yes. A savings group collects a contribution from every member each round, then pays the whole pot to whoever is due. Done on trust and a notebook it is the record, not the money, that causes the argument, so every contribution lands against a shared record and the payout is one traceable action.

What this is built on

Charge a mobile money wallet, card, bank account or PayPal.

A shareable link or QR that takes a payment with no integration at all.

Send money to a payer's mobile money account.

Live in Tanzania today; the other markets are being brought up one verified rail at a time. Not to be confused with settlement, which works everywhere.

Signed events when anything moves, so your system stays in step.

Markets you can pay out in today (1)

This needs a payout rail, which is switched on market by market. Settling to a bank account by wire works everywhere in the meantime.

Common questions

How does a savings or rotating-credit group collect and pay out?
Yes. A savings group collects a contribution from every member each round, then pays the whole pot to whoever is due. Done on trust and a notebook it is the record, not the money, that causes the argument, so every contribution lands against a shared record and the payout is one traceable action.
What does this use?
Accept payments, Payment links, Payouts to a wallet and Webhooks. One integration covers all of them; there is no separate product to buy for each.
Which markets can I do this in?
Paying out to a mobile wallet is live in Tanzania today, and the other markets are being brought up one verified rail at a time. Settling to a bank account by wire works in every country in the world, so the money is never stuck waiting for a payout rail.
Anything to know about payouts to a wallet?
Live in Tanzania today; the other markets are being brought up one verified rail at a time. Not to be confused with settlement, which works everywhere.

Related

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