UltranerSavings & Rotating-Credit GroupsGet startedEvery round, collected. Every payout, clear.
Automated round collection and payout management, built on Ultraner’s mobile money network.
Tracking who’s paid into this round, who’s owed the payout, and settling disputes, all by memory or a notebook.
A group that runs on trust, and a notebook that decides who is right when trust runs out.
Round 7 · October
TZS 100,000 each · payout to Zawadi
Every member’s contribution tracked automatically
Each member pays from their own wallet and the round fills up in front of everyone, rather than in one person’s notebook.
Payout to the round’s recipient in one action
When the round closes, the whole amount goes to whoever is due, in one payment with a record attached.
A clear, shared record nobody has to take on faith
Who paid, when, and how much, visible to the group. Disputes end at the record instead of at the meeting.
Three steps, and you are collecting.
Set up the group
Create an account for the group and add the members who contribute to each round.
Set the round
The contribution amount, how often it runs, and the order in which members receive the payout.
Collect, then pay out
Each member pays from their own wallet, the round fills up in front of everyone, and the payout goes out in one action.
What a group uses
The savings group handbook
Running rounds everyone can see, so trust does not rest on one person’s notebook.
- Setting the contribution and the payout order
- Handling late or missed contributions
- Keeping a record the whole group can check
Make the next move clear.
Does every member need a smartphone?+
No. A member pays from their own mobile money account by approving a prompt on their phone, which works on any handset that can already receive money.
Can the chairperson see who has not paid yet?+
Yes, and so can the group. The point of the record is that it is shared, not that one person holds it.
What if a member pays late?+
The contribution still lands against their name and the round updates. Nothing has to be re-entered or remembered.
Your operation
Trust, with a receipt.
One payment layer for the way the people you deal with already move money.
Your next move
Start in the sandbox. Go live when you are ready.
Test keys work from the first minute and never touch real money, real gateways, or your live webhooks.
Other ways people use Ultraner
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